FHA Planning Tool

FHA Loan Calculator

Estimate your FHA loan payment including the upfront mortgage insurance premium (UFMIP) and monthly MIP. Plan accurately before you apply.

Enter Your FHA Loan Details

Show Advanced Options (Tax & Insurance)
Total Monthly FHA Payment
Includes Principal, Interest, MIP, Tax & Insurance
Principal & Interest
Monthly MIP
Tax & Insurance
Upfront MIP (1.75%)
Total Financed Loan Amount
*MIP rates shown are for 30-year terms with less than 5% down. Estimates are for planning purposes only.

Get Your Real Numbers

FHA guidelines are flexible, but your exact rate and payment depend on your profile. Let’s see what you qualify for.

Start My Pre-Approval →
Licensed in North Carolina & South Carolina
Veteran-focused lending
Fast response times
Get My Real Numbers →
No credit check • Local expert • Same-day response