Home Financing Calculators

Run Your Numbers.
Buy With Confidence.

Free mortgage calculators built for real borrowers. Know exactly what you can afford before you talk to a lender.

Licensed in NC & SC Veteran-Focused Lending Fast Pre-Approvals Secure & Confidential
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Mortgage Payment Calculator

Estimate your monthly principal, interest, taxes, and insurance for any home price.

Calculate Payment
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VA Loan Calculator

Review zero-down VA payment scenarios and compare affordability as a veteran.

Calculate VA Loan
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FHA Loan Calculator

Estimate low down payment home financing with FHA-friendly terms and MIP.

Calculate FHA Loan
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Buying Power Calculator

Find out how much home you can afford based on income, debts, and down payment.

Check Buying Power
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Cash to Close Estimator

Estimate the upfront cash you need to close, including down payment and closing costs.

Estimate Cash Needed

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DSCR Calculator

Estimate your Debt Service Coverage Ratio based on rental income and property expenses.

Analyze DSCR
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Fix & Flip Profit Calculator

Pressure-test your flip deal with purchase, rehab, holding, and selling costs before you commit capital.

Run the Numbers

Get Your Real Numbers

Calculators give you a starting point. A conversation with Matt gives you a strategy built around your actual credit, income, and goals.

Licensed in NC & SC · NMLS #2115225 · Equal Housing Lender · All estimates are for informational purposes only and not a commitment to lend.

Mortgage
VA Loan
FHA Loan
Buying Power
Cash to Close
DSCR
Fix & Flip

Mortgage Payment Calculator

Estimate your monthly P&I, taxes, insurance, and total payment. Updates instantly.

Total Monthly
Principal & Interest
Taxes/Mo
Insurance/Mo
Loan Amount

Ready to lock in your rate? Talk to Matt today.

Start Pre-Approval →

Matt Doby | Edge Home Finance Corp. | NMLS #2115225 | Company NMLS #891464 | Licensed in NC & SC | Equal Housing Lender | All estimates are for informational purposes only and not a commitment to lend.

VA Loan Calculator

Zero down payment for eligible veterans. Estimate your VA loan payment including the funding fee.

Monthly Payment
Total Loan Amount
Funding Fee
Down Pmt Saved

Veteran? You’ve earned this benefit. Let’s use it.

Start My VA Pre-Approval →

Matt Doby | Edge Home Finance Corp. | NMLS #2115225 | Company NMLS #891464 | Licensed in NC & SC | Equal Housing Lender. VA funding fee rates vary. Consult a VA-approved lender.

FHA Loan Calculator

Estimate your FHA payment including UFMIP and monthly MIP. Minimum 3.5% down.

Total Monthly
P&I
Monthly MIP
UFMIP Added
Base Loan

FHA is flexible. Let’s find out what you qualify for.

Start My FHA Pre-Approval →

Matt Doby | Edge Home Finance Corp. | NMLS #2115225 | Company NMLS #891464 | Licensed in NC & SC | Equal Housing Lender. MIP rates based on current FHA guidelines and subject to change.

Buying Power Calculator

Find out how much home you can afford based on your income, debts, and down payment.

Max Home Price
Max Monthly Pmt
Max Loan Amt
Back-End DTI

Know your number. Get a real pre-approval in minutes.

Get Pre-Qualified →

Matt Doby | Edge Home Finance Corp. | NMLS #2115225 | Company NMLS #891464 | Licensed in NC & SC | Equal Housing Lender. Affordability is an estimate based on debt-to-income ratios only. Actual approval depends on credit, assets, and other factors.

Cash to Close Estimator

Estimate the total cash you need at closing, including down payment and closing costs.

Total Cash Needed
Down Payment
Est. Closing Costs
Prepaids

Know exactly what to bring to closing. Talk to Matt.

Get My Real Numbers →

Matt Doby | Edge Home Finance Corp. | NMLS #2115225 | Company NMLS #891464 | Licensed in NC & SC | Equal Housing Lender. Closing costs are estimates only. Actual costs vary by transaction, state, and lender.

DSCR Calculator

Debt Service Coverage Ratio for investment properties. DSCR ≥1.0 typically required.

DSCR Ratio
Total Monthly Debt
Gross Monthly Rent
Loan Eligibility

Investor-focused lending. DSCR loans with no income docs required.

Explore DSCR Loans →

Matt Doby | Edge Home Finance Corp. | NMLS #2115225 | Company NMLS #891464 | Licensed in NC & SC | Equal Housing Lender. DSCR requirements vary by lender. This is a simplified estimate.

Fix & Flip Profit Calculator

Pressure-test your deal before committing capital. Enter all costs to see your real profit.

Net Profit
ROI
Total Cost In
Net Sale Proceeds

Finance your next flip with speed. Hard money & bridge loans available.

Finance My Flip →

Matt Doby | Edge Home Finance Corp. | NMLS #2115225 | Company NMLS #891464 | Licensed in NC & SC | Equal Housing Lender. Projections are estimates only. Actual results will vary based on market conditions.

Get My Real Numbers →
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