Located between Columbia and Florence, Lee County offers veterans a peaceful, rural lifestyle with affordable housing and open land. Whether you’re purchasing an existing home or building new, VA loans provide unmatched value with $0 down and no PMI for qualified service members.
Why Use a VA Loan in Lee County?
- $0 Down Payment – No large upfront savings required
- No Private Mortgage Insurance – Save hundreds monthly
- Low Fixed Interest Rates – Better-than-market rates for veterans
- Flexible Guidelines – Great for first-time and credit-challenged buyers
- Perfect for Rural Housing and VA Construction Loans
VA Purchase Loans in Lee County
Eligible buyers can use VA loans to purchase:
- Single-family homes
- Modular or VA-approved manufactured homes
- Multi-unit properties (up to 4 units with occupancy in one)
Top areas for VA buyers include:
- Bishopville – The county seat with schools, stores, and community support
- Lucknow & Elliott – Rural communities ideal for land buyers
- Highway corridors along I-20 and US-15 – Fast access to Columbia and Florence
VA One-Time Close Construction Loans
Lee County’s affordability and land availability make it a strong candidate for VA One-Time Close (OTC) construction loans. These allow you to finance land, construction, and your mortgage in one streamlined process with one closing.
Best places to build in Lee County:
- Acreage near Bishopville city limits
- Wooded tracts in Ashwood or Stokes Bridge
- Open farmland off SC-34 or SC-154
2025 VA Loan Limits for Lee County
| Property Type | VA Loan Limit |
|---|---|
| 1 Unit | $766,550 |
| 2 Units | $981,500 |
| 3 Units | $1,186,350 |
| 4 Units | $1,474,400 |
Why Veterans Choose Lee County
- Low home prices and minimal development pressure
- Direct access to I-20 and nearby regional hubs
- Quiet communities and plenty of space to build
- Easy qualification for rural and VA OTC loans
- Veteran-friendly professionals and local lenders
Explore More VA Loan Areas
If you’re ready to buy or build in Lee County, our team at The Local Ledger can help you unlock the full potential of your VA benefits. From pre-approval to closing, we guide veterans every step of the way in rural South Carolina.
