Located between Beaufort and Savannah, Jasper County offers veterans and service members a unique opportunity to live near the coast while enjoying affordable land and rapid development. With a VA loan, buying or building here is both accessible and smart.
Why Use a VA Loan in Jasper County?
- 100% Financing Available – Skip the down payment with your VA benefit
- No PMI – Lower your monthly expenses
- Favorable VA Interest Rates – Save long-term
- Use for New Construction or Existing Homes
- Flexible Qualification Guidelines – Great for first-time or returning buyers
VA Purchase Loans in Jasper County
VA loans can be used to buy:
- Single-family homes
- Townhomes or condos (VA-approved)
- Manufactured homes (if eligible)
- 2–4 unit properties (with owner occupancy)
Popular towns for VA buyers include:
- Ridgeland – Centrally located with schools and local amenities
- Hardeeville – Rapidly growing with new construction communities
- Levy & Coosawhatchie – Rural properties with quick access to I-95
VA One-Time Close Construction Loans
Jasper County’s open land and light zoning make it a great place to build. The VA One-Time Close (OTC) loan allows you to buy land and finance construction with a single loan.
Ideal build areas include:
- Acreage outside Ridgeland and Hardeeville
- Rural areas along SC-336 and Bees Creek Road
- Wooded lots near Levy and unincorporated communities
2025 VA Loan Limits for Jasper County
| Property Type | VA Loan Limit |
|---|---|
| 1 Unit | $766,550 |
| 2 Units | $981,500 |
| 3 Units | $1,186,350 |
| 4 Units | $1,474,400 |
Why Veterans Choose Jasper County
- Minutes from Savannah, Bluffton, and Beaufort
- Close to military bases and VA services
- Fast-growing with future investment potential
- Room to build on rural lots or buy in new neighborhoods
- Easy access to I-95, US-17, and Lowcountry coastal amenities
The Local Ledger proudly serves Jasper County’s veterans with expert mortgage advice and access to top-tier loan programs. Whether you’re building on land or buying new, your VA benefit can take you further here.
