Dillon County is a hidden gem in South Carolina for veterans looking to buy or build. With affordable property values, rural acreage, and access to I-95 and the NC border, it’s a strategic location for those using their VA home loan benefit.
Why Use a VA Loan in Dillon County?
- $0 Down Payment – Buy a home with no money down
- No PMI – Skip expensive private mortgage insurance
- Flexible Credit Requirements – Great for first-time buyers or transitioning service members
- Low Interest Rates – VA-backed loans offer better-than-average terms
- Build or Buy – Options for new construction or resale homes
VA Purchase Loans in Dillon County
VA loans can be used to finance:
- Single-family homes
- VA-approved modular or manufactured homes
- 2–4 unit properties (if you occupy one unit)
Top towns for buyers include:
- Dillon – County seat with small-town feel and local amenities
- Latta – Historic charm and peaceful streets
- Little Rock – Country living with access to major roads
VA One-Time Close Construction Loans
Veterans who want to build a custom home can take advantage of VA One-Time Close loans in:
- Rural land near Dillon or Latta
- Unrestricted tracts around I-95
- Large parcels with agricultural zoning
This single-close option simplifies financing and makes it easier to build your home from scratch with one mortgage.
2025 VA Loan Limits for Dillon County
| Property Type | VA Loan Limit |
|---|---|
| 1 Unit | $766,550 |
| 2 Units | $981,500 |
| 3 Units | $1,186,350 |
| 4 Units | $1,474,400 |
Why Veterans Choose Dillon County
- Low home prices and property taxes
- Easy access to North Carolina job markets
- Room to build or renovate with low cost per acre
- Quiet towns and community pride
- Close to I-95 for statewide connectivity
Explore More VA Loan Areas
The Local Ledger is committed to helping veterans in Dillon County and across the state use their VA benefits wisely. Whether you’re buying your first home or building your forever space, we’ll help you every step of the way.
