Calhoun County provides a unique mix of country living, easy access to major highways, and excellent opportunities for veterans to buy or build using VA loan benefits. With competitive home prices and available land, it’s a great place to call home for those looking to settle down with space and simplicity.
Why Use a VA Loan in Calhoun County?
- $0 Down Payment – Finance 100% of your home purchase
- No PMI – Save money every month with no private mortgage insurance
- Flexible Credit Guidelines – VA loans work well for a range of credit scores
- Low Interest Rates – VA-backed mortgages offer below-market rates
- Build or Buy – Use your VA eligibility for a new build or resale home
VA Purchase Loans in Calhoun County
VA-backed purchase loans are ideal for veterans purchasing:
- Single-family homes
- VA-approved manufactured or modular homes
- Multi-family properties (up to 4 units if one is your primary residence)
Most popular areas to buy include:
- St. Matthews – Historic charm with updated homes and downtown conveniences
- Cameron – Small-town feel with quick access to I-26 and Orangeburg
- Sandy Run area – Near Columbia job markets with land and rural appeal
VA One-Time Close Construction Loans
VA OTC loans combine land, construction, and your mortgage into one loan. In Calhoun County, this allows you to build affordably in:
- Rural zones near St. Matthews and Cameron
- Properties along I-26 corridor with easy access to Columbia
- Agricultural land or unrestricted parcels ideal for custom builds
2025 VA Loan Limits for Calhoun County
| Property Type | VA Loan Limit |
|---|---|
| 1 Unit | $766,550 |
| 2 Units | $981,500 |
| 3 Units | $1,186,350 |
| 4 Units | $1,474,400 |
Why Veterans Choose Calhoun County
- Affordable cost of living with land and space
- Short drive to Columbia, Fort Jackson, and major employers
- Quiet communities with strong family values
- Access to rural builders and veteran-friendly lenders
- Central location for statewide travel
The Local Ledger proudly serves veterans in Calhoun County and throughout South Carolina. Whether you’re relocating, retiring, or buying for the first time, our team is here to make the VA loan process easy and rewarding.
