Housing Costs in Summerville, SC

• Median Home Price: $385,000 – $450,000
• Rent (3BR Single Family): $1,750 – $2,200/month
• Rent (2BR Apartment): $1,400 – $1,700/month
• Property Tax Rate (Dorchester County): ~0.52% effective rate
• HOA Fees: $550 – $850 annually in planned communities like Cane Bay

Whether you’re looking at new builds in Nexton or historic charm downtown, Summerville offers something for every budget. Explore the best neighborhoods here.

Utilities & Monthly Services

• Electricity (Dominion Energy): $120 – $145/month
• Water & Sewer (Summerville CPW): $45 – $65/month
• Trash & Recycling: Included in municipal services
• Internet (Xfinity, Home Telecom): $70 – $105/month
• Streaming & Entertainment: $15 – $60/month (optional)

Average monthly utilities for a family: $240–$275

Groceries & Essentials

Available stores: Publix, Harris Teeter, Food Lion, Walmart, and the Summerville Farmers Market on Saturdays.

Transportation & Commuting

• Average Gas Price (April 2025): $3.15/gallon
• Car Insurance: $110 – $150/month
• Commuting to Charleston: 30–45 minutes via I-26 or Hwy 61
• Vehicle Maintenance Estimate: ~$900/year

Most households will need at least one vehicle; two-car families will see higher monthly costs.

Healthcare Access & Costs

• Summerville Medical Center
• Roper St. Francis Berkeley
• Multiple urgent care centers and pediatric clinics
• VA outpatient clinics in nearby Goose Creek

Estimated healthcare costs (family of 4):

• With Private Insurance: $500 – $700/month
• With VA Benefits: Often free or significantly reduced

Comparison Table: Summerville vs Charleston vs National

Bottom Line: Summerville is roughly 12–15% more affordable than Charleston overall and slightly cheaper than the national average.

Final Thoughts: Is Summerville Affordable in 2025?

Summerville continues to deliver value for families, veterans, and professionals seeking affordability without sacrificing quality of life. With good schools, lower taxes, and a vibrant community, it remains one of the best places to live in the Lowcountry.

📲 Ready to see what you qualify for? Apply for financing now or call Matt at (843) 640-1820 for local, expert guidance.