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Matt Doby

Mortgage Loan Originator/Branch Manager
NMLS#: 2115225

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Meet Matt Doby

Founder of The Local Ledger | Mortgage Advisor | U.S. Coast Guard Veteran

I’m Matt Doby, the founder of The Local Ledger and a mortgage advisor with Edge Home Finance (NMLS #2115225). After serving over a decade in the U.S. Coast Guard, I found my next mission: helping people navigate the path to homeownership and financial freedom.

With years of experience in real estate, lending, and relocation, I created The Local Ledger as a one-stop resource for home financing, real estate investing, and exploring the best of local living. Whether you’re a veteran, first-time buyer, or investor, my goal is to help you feel confident, informed, and supported every step of the way.

I’m based in Summerville, SC, and I work with clients across the Southeast—bringing hometown service to big-picture goals.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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