About The Local Ledger
Your trusted guide to home financing, real estate, and relocation across the Southeast.
The Local Ledger is your all-in-one destination for smart home financing, expert real estate guidance, and local living insights throughout South Carolina, North Carolina, and Florida.
Founded by U.S. Coast Guard veteran and licensed mortgage advisor Matt Doby (NMLS #2115225), The Local Ledger helps homebuyers, veterans, investors, and relocating families navigate the mortgage process with confidence, transparency, and strategy.
From Summerville’s small-town charm to Myrtle Beach’s investment condos and Florida’s growing Gulf Coast cities, we blend local expertise with personalized loan options that work for your lifestyle and long-term goals.
Whether you’re looking to build, buy, refinance, or invest, our team is here to walk you through options like VA loans, FHA programs, condotel financing, and construction-to-permanent loans.
At The Local Ledger, we believe real estate should feel empowering—not overwhelming. Let’s build your future together, one smart step at a time.
