Marlboro County offers veterans small-town living, low property prices, and space to build or buy affordably. With your VA loan benefit, you can secure a home here with no down payment, no PMI, and lower interest rates than many conventional loan options.
Why Use a VA Loan in Marlboro County?
- $0 Down Payment – Buy your home without needing large savings
- No Private Mortgage Insurance – Reduce monthly costs
- Lower Rates – VA-backed financing typically offers better terms
- Flexible Qualification – Ideal for first-time buyers or those rebuilding credit
- Great for Rural Land, New Builds, and Multi-Unit Homes
VA Purchase Loans in Marlboro County
Use your VA entitlement to purchase:
- Single-family homes
- Manufactured and modular homes (VA-approved)
- 2–4 unit properties with occupancy in one unit
Popular areas for VA homebuyers include:
- Bennettsville – Historic town with schools, shops, and VA-friendly housing
- Clio – Quiet setting with large lots
- McColl & Wallace – Great access to NC border towns and I-95
VA One-Time Close Construction Loans
Marlboro County is ideal for new construction. With a VA One-Time Close (OTC) loan, you can purchase land and fund the entire build with just one approval and one closing.
Recommended building locations:
- Land tracts around Bennettsville city limits
- Acreage in Clio, Blenheim, and Tatum
- Wooded areas off SC-9 and SC-38
2025 VA Loan Limits for Marlboro County
| Property Type | VA Loan Limit |
|---|---|
| 1 Unit | $766,550 |
| 2 Units | $981,500 |
| 3 Units | $1,186,350 |
| 4 Units | $1,474,400 |
Why Veterans Choose Marlboro County
- Affordable homes and land pricing
- Eligible for rural VA and USDA loans
- Close to military facilities in Fayetteville and Florence
- Land-rich areas great for OTC and custom builds
- Veteran-friendly lenders and agents available locally
The Local Ledger is proud to support Marlboro County veterans and service members with expert VA lending guidance. Whether you’re building on rural land or purchasing your next home, we’re here to make the process easy and affordable.
