Darlington County is known for its motorsports history, affordable living, and strategic location near Florence. Veterans and active-duty service members can take advantage of VA loan benefits to buy or build in one of South Carolina’s most accessible regions.
Why Use a VA Loan in Darlington County?
- Zero Down Payment – Buy with no money down if eligible
- No PMI – Avoid monthly insurance fees
- Below-Market VA Interest Rates – Keep monthly costs low
- Flexible Credit and Income Requirements
- Use to Build, Buy, or Upgrade – Versatile options for any stage
VA Purchase Loans in Darlington County
VA loans can be used to purchase a variety of homes, including:
- Single-family homes (detached)
- VA-approved condos or modular homes
- 2–4 unit homes (you must live in one unit)
Top locations for VA buyers include:
- Darlington – Close to Florence, with local shops and schools
- Hartsville – College town with parks and job access
- Lamar & Society Hill – Small-town living with open space
VA One-Time Close Construction Loans
Want to build new? The VA One-Time Close loan simplifies financing for land and construction, making it perfect for Darlington County’s rural areas.
Best places to build include:
- Edge-of-town land in Darlington or Hartsville
- Wooded lots outside Society Hill and Lydia
- Acreage along SC-34, US-52, or SC-151 corridors
2025 VA Loan Limits for Darlington County
| Property Type | VA Loan Limit |
|---|---|
| 1 Unit | $766,550 |
| 2 Units | $981,500 |
| 3 Units | $1,186,350 |
| 4 Units | $1,474,400 |
Why Veterans Choose Darlington County
- Proximity to Florence and major employers
- Affordable housing with room to grow
- Plenty of rural land for VA construction loans
- Supportive small-town communities
- Access to outdoor recreation and racing history
The Local Ledger proudly serves Darlington County veterans with personalized service and expert guidance. Whether you’re buying your first home or building something new, we’ll help you make the most of your VA benefit.
