Greenville County combines the beauty of the Blue Ridge foothills with a fast-growing economy and family-friendly communities. For veterans, active-duty service members, and their families, this area offers an ideal balance of opportunity and affordability—and a VA loan can help you take full advantage.
Why Use a VA Loan in Greenville County?
VA loans offer significant benefits over conventional mortgages, especially in a strong and growing market like Greenville. These advantages make homeownership more accessible and affordable for eligible veterans and active-duty service members.
- $0 Down Payment – Keep your savings in your pocket while financing 100% of the home
- No Private Mortgage Insurance (PMI) – Save hundreds monthly with no extra insurance cost
- Below-Market Interest Rates – Enjoy competitive fixed rates exclusive to VA loans
- Build or Buy Flexibility – Use your benefit on new construction, existing homes, or 2–4 unit multifamily properties
- Flexible Credit Requirements – Designed to help borrowers with varied financial histories qualify
VA Purchase Loans
You can use your VA loan to purchase a wide range of property types in Greenville County. Whether you’re a first-time buyer or relocating with PCS orders, VA loans offer flexible options to match your goals:
- 🏠 Single-family homes
- 🏢 VA-approved condos and townhomes
- 🏘️ Duplexes, triplexes, or fourplexes (as long as you occupy one unit)
Top Areas for VA Buyers in Greenville County:
- Greenville – Thriving downtown, job growth, and desirable suburban neighborhoods
- Greer – Excellent schools and proximity to GSP Airport
- Mauldin – Quiet, family-friendly, and commuter-accessible
- Simpsonville & Fountain Inn – Booming with new development and strong resale value
VA One-Time Close Construction Loans
The VA One-Time Close (OTC) construction loan lets eligible veterans combine the purchase of land, the cost of building, and their permanent mortgage into a single VA-backed loan. This streamlined process means fewer closings, fewer headaches, and no payments due during construction.
Best Areas to Build in Greenville County:
- Travelers Rest – Scenic foothills and growing custom home opportunities
- Piedmont – Spacious lots and quick access to downtown Greenville
- Taylors – Suburban charm with room to expand
- Marietta – More privacy and mountain-adjacent living
- Rural areas east and south of Simpsonville – Ideal for VA land-and-build loans with acreage potential
2025 VA Loan Limits for Greenville County
| Property Type | VA Loan Limit |
|---|---|
| 1 Unit | $766,550 |
| 2 Units | $981,500 |
| 3 Units | $1,186,350 |
| 4 Units | $1,474,400 |
Why Veterans Love Greenville County
– VA clinic nearby and quick access to Asheville and Columbia VA hospitals
– Strong economic growth with manufacturing, tech, and healthcare jobs
– Excellent mix of urban, suburban, and rural home options
– Outdoor recreation from the Swamp Rabbit Trail to nearby state parks
We’re proud to help Upstate veterans and military families achieve homeownership with guidance tailored to your benefits and lifestyle goals.
