Start Strong: Get Pre-Qualified Before You Shop for a Home
Before you tour your first home, it’s smart to get pre-qualified—or better yet, pre-approved. Our secure online form makes it easy to start your homeownership journey.
With a pre-qualification letter in hand, sellers know you’re serious—and real estate agents may even require it before scheduling showings. It can also help you focus your search and simplify the full loan application process when you’re ready to make an offer.
💡 Tip: In competitive markets like Charleston, pre-    qualification is the new baseline. Sellers want to see it—and it could mean the difference between winning or losing your dream home.
Know Your Credit Before You Apply
Your credit score plays a big role in getting approved for a mortgage. Lenders review your credit history, debt, income, and overall reliability before offering you a loan.
You can check your credit score for free at FreeCreditReport.com or CreditKarma.com. If your score is below 640, don’t worry—small improvements can make a big difference.
💬 Need help understanding your credit score? We’re here to review it with you and walk you through what it means for your home loan options in Charleston, Summerville, or anywhere in the Lowcountry.
Get started today!
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
